Pension Funds - Articles & White Papers

With the economic and investment landscape evolving rapidly, some institutional asset owners are championing a new model for ensuring that asset allocations continue to remain aligned with their investment objectives.

Find out why job transitions drive a slowdown in savings rates—and how this might be mitigated.

With a 30% final equity allocation at age 72, the Vanguard Target Retirement glide path is constructed to help a broad range of participants meet their retirement spending needs.

In the coming years, Fidelity expects not only myriad changes in the economic, geopolitical, and capital market environments to begin to take hold, but also changes in the demographic composition of the workforce. The following paper details some of the considerations that investment decision-makers may need to take into…

The Global Pension Assets Study estimates global pension fund assets across 22 major pension markets. The study includes an analysis of the seven largest markets (the P7): Australia, Canada, Japan, Netherlands, Switzerland, UK and the U.S., which comprise 91% of total pension assets.

In its 23rd edition, How America Saves provides an in-depth examination of the retirement plan data of nearly 5 million defined contribution plan participants across our recordkeeping business.

Morningstar's Voice of the Asset Owner Survey is now entering its fourth year. This year’s qualitative phase consisted of a series of live, in-depth interviews with 25 asset owners from across the globe.

A new decumulation strategy, the “Success Rate Optimiser”, sets out income needs in advance and uses a dynamic asset allocation approach.

Many countries have introduced reforms to encourage private savings to address the issue of undersaving for retirement.

Ausbil’s house view is that the global economy is on a positive upward trajectory in 2025, with lower inflation and real rate cuts. Jim Chronis, Chief Economist at Ausbil, describes why the outlook for 2025 is positive, even with a myriad of risks. Paul Xiradis, Executive Chairman, Chief Investment Officer and Head of…

Tightening budget constraints, high debt levels, and ageing populations are exacerbating the need to build supplementary and funded pension plans. Valerie Letort and Didier Borowski explore the history and potential reforms of the Eurozone pension landscape.

This report highlights how AI technologies, including generative AI and machine learning, are being implemented across the pension value chain to enhance efficiency, personalization, and governance while promoting sustainable retirement security.

Over the past two decades, asset-backed pensions have become a key pillar of retirement systems, with assets more than tripling to over USD 56 trillion in 2023.

This Portfolio Management Research report find that annual retirement withdrawal strategies based on either 1) required minimum distributions (RMDs) plus interest and dividends or 2) 6% of remaining assets outperform the conventional 4% rule. The authors considered six decumulation strategies using Monte Carlo simulations…

Discover the impact of the 2024 elections on global markets, pension investments, and ESG integration in this concise analysis.

The typical U.S. worker has nine employers over the course of their career. The median job switcher sees a 10% increase in pay but a 0.7 percentage point decline in their retirement saving rate when they switch employers.

The global top 300 pension funds is an annual study. The research highlights high-level trends in the pension fund industry and provides information on how the characteristics of these top funds have changed. The top 20 pension funds made up 42% of total AUM in 2023

The financial resources, risk aversions, constraints, and objectives of participants in defined contribution plans are as varied as the people themselves. Because there is no uniform path to financial wellness for such a diverse population, plan sponsors should offer their participants a spectrum of solutions.

During the last few years, many U.S. pensions have become fully funded for the first time since 2008. With the widespread adoption of liability driven investing (LDI), bonds now represent a majority of pension assets. With the use of more hedging and less equity risk, pension plan surpluses are likely to persist. This paper…