Private Pension Reform in Germany – A Bold Move towards Capital Markets (Deutsche Bank Research Institute)
The German government is debating an overhaul of private pension provision. Beyond the individual benefits,…
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Precautionary Liquidity and Worker Decisions: Evidence from French Employee Saving Plans (Amundi)
This paper investigates the demand for precautionary liquidity versus commitment contracts among participants in…
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Forward-Looking Labor Supply: Lessons from Poland’s Pension Reform (VoxEU)
This column uses a 1999 Polish reform that replaced a defined benefit system with a notional defined contribution…
The 4-Percent Rule Was Never Failproof: On the Folly of Fixed Rate Withdrawals (Retirement Management Journal)
The 4-percent withdrawal rule was formulated by William Bengen to satisfy a specific historical test. Bengen…
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