Retirement Income Review 2021 Webinar

Topics covered include:

• Should the review have made specific recommendations?
• Why do retirees fail to enjoy the living standards that their super should provide by so often leaving a large amount to their estate?
  • How can financial planners change the mindset of withdrawing too little?
• Are tax concessions too generous for the wealthy?
  • Should there be greater restrictions on the amount that can be contributed to super over a lifetime?
• Are current pension options offered by superannuation funds appropriate?
• Is there a need for greater innovation in retirement products?
• Will the report result in increased demand for annuity type products?
• To what extent can the age pension provide mitigation for longevity risk?
• Is it true to assert that home ownership and voluntary savings are just as important to sustaining an adequate retirement, if not more, than compulsory superannuation?
• Is the Pension Loan Scheme under-utilised?
  • Is the interest rate still too high?
  • Would a lower rate encourage greater usage?
• Is the mindset of retirees in respect of borrowing against the family home to fund retirement lifestyle in their best long-term interests?
• Should the family home be included in the assets test to encourage greater use of home equity to fund retirement?
• What should be done to create a better understanding of the superannuation system?

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